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ziknik

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Everything posted by ziknik

  1. I'm doing surprisingly well out of buy and hold. The dividends make a big difference. I've had a good review of my shares this weekend and decided not to sell any of them except Kazakhmys (which wasn't a dividend payer in the first place). This is what I am holding on to SVT.L 49% GSK.L 28% NG.L -4% BP.L -11% MRW.L 1% VOD.L 23% EDIT: The percentages are %up or %down (not % of portfolio)
  2. Sadly I timed my first two purchases badly especially the second one. I was a bit naive and should have waited longer before purchasing after the rights issue was announced. Overall, I am 4% down on NG. And I don't think I've had any dividends yet
  3. I got divi payment last week. Did you get yours? EDIT: Just worked out that I am now 49% up on SVT after that dividend
  4. I’m looking very closely at my beaten down dividend players at the moment and deciding if I really really want to hold them for the long term. I’ve decided I am going to offload Kazakhmy’s soon. All the others are on my ‘maybe list’.
  5. Nethouseprices should be 100% accurate as the data is taken from the Land Registry database. It can take a few months for a sold price to appear after the sale. Some sites update faster than others. It's worth checking another site such as http://www.houseprices.co.uk/ Zoopla has prices going back to 1995 for some areas. http://www.zoopla.co.uk/house-prices/ If you spot an error or you know about an omission - you can report it to the land registry http://www1.landregistry.gov.uk/propertypr...t_error_rep.asp The land registry will investigate and update the data. They will send you an email with the outcome of the investigation.
  6. Incandescent bulbs are being phased out in the EU. Most people are switching to CFL http://en.wikipedia.org/wiki/Phase-out_of_...ent_light_bulbs
  7. I've gone long USDJPY this month. Last time USDJPY hit 85, we got a decent sized bounce. I'm hoping for a similar thing again. Sadly, that's the entire depth of my analysis. My Previous BP trade is looking OK. I'm around 25% up at the moment.
  8. ziknik

    UK House prices: News & Views

    If things stay as they are now, the SLS can probably be closed as a lot of the dodgy assets have increased in price over the last 10 months.
  9. ziknik

    UK House prices: News & Views

    You'd need total panic in the bond market to cause the price of SVR mortgages to go up. Bond prices are normally linked to fixed rate mortgages, rising bond prices lead to rising fixed rate mortgages (for new customers) fairly quickly and directly.
  10. ziknik

    UK House prices: News & Views

    Yes that's right. It tells us that the first base rate rise will be 0.1% or 0.05%. Anyone expecting a 0.25% rise (50% increase) is living in dream land.
  11. Things work out if you put in the effort and bide your time. You'll get the move you want before long
  12. You made your decision to sell using the best information available at the time and you were probably right to do so. You couldn’t have known the scale of fiscal stimulus and the slashing of interest rates. Even the people who predicted interest rate falls have been surprised at the way they’ve been kept down while inflation is (and forecast to be) over the BofEs target. If I was you, I would forget about the old house. You cannot change the present situation and you probably cannot learn anything from it either. Instead, I would have a good review of my investment choices, pick out successes & failures and examine the reasons for success & failure. Judge whether success or failure will be realised on your existing investments. There’s a lot more to be gained from this exercise and it will help you going forwards. I’m someone will come along in a bit and mention the horrific crash that’s coming round the corner. The truth is it might not come for some time yet so you have to work hard and make your investments outperform housing whether HPI is positive or negative.
  13. Back on topic: Maybe you could use Bimbles website to facilitate a competition between the candidates http://www.tipythia.com/
  14. Oh, I must have missed the action. Cheers.
  15. Did he start a thread with that post? He’s a pretty reasonable guy and from what I remember he had no particular beef with you. If you leave him some space he might realise he has upset you and apologise. Then again, I could be completely wrong and he might actually hate you Either way, it’s better for you to stop posting in the thread over at HPC.
  16. ziknik

    UK House prices: News & Views

    While checking I noticed AEI is going to be scrapped. You might want to pick out a new measure and start updating your charts. The Average Earnings Index (AEI) is an indicator of how fast earnings are growing in Great Britain. It is no longer the lead measure of short term changes in earnings, having been replaced by the Average Weekly Earnings Statistic in January 2010. The Average Earnings Index will be discontinued after September 2010. EDIT Link http://www.statistics.gov.uk/CCI/nugget.asp?ID=304
  17. This month there are 7 houses for sale (like mine in my area and on RightMove) = 0% increase from the previous month 4 is Sold STC 300% increase 0 is Under Offer 100% decrease 3 are For Sale 40% decrease The balance is tilling towards lack of supply The mean asking price is 12.5% higher than I paid for mine a decrease of 0.9% on the month 5 Houses have in the last three months according to http://www.nethouseprices.com/index.php The average sold price is 1% more than I paid. A 5% increase on the month
  18. ziknik

    UK House prices: News & Views

    I've double checked. It does include bonuses. AEI: Whole economy SA inc bonus: Index 2000=100: GB Seasonally adjusted 2000 = 100 Industry: 01-93 Updated on 18/ 6/2010 I am surprised to see the rate of growth reducing,
  19. ziknik

    UK House prices: News & Views

    Does LMNQ exclude bonuses?
  20. Thought you might be interested in this: http://ftalphaville.ft.com/blog/2010/07/14...ing-in-october/
  21. I was particularly cheesed off this morning following the release of some sold price data for houses on the market at the time I was buying. However, through typing up this post and looking at the numbers on the screen, it doesn’t seem so bad any more. House one: Asking price was 13% above the asking price for my house. The condition seemed much better from the photo’s on Rightmove. I choose not to view the house as I thought it was too expensive for the area given the market conditions at the time. However, today, I discover that the sold price is only 6% above the amount I paid making the house a better deal as presented. I don’t know what came up in the survey for the house. I know the buyers almost pulled out after he survey so I hope it was something that will cost a couple of grand making the over all deal similar to mine. House two: Asking price was 20% above the asking price for my house. The condition of the house was generally better than mine from the pictures on Rightmove. I chose not to view the house as the estate agent told me the sellers do not want to hear any offers below ‘X’ price. I thought it was too high. However, today I discover that the sold price is only 2% more than I paid for mine. Thinking about it as I am typing this post, I know from the photo’s on Rightmove that I would need to replace the kitchen - approx £7k of work by my estimate so the price for a suitable liveable home would be a similar deal to mine. Another house has sold too but this house was never on Rightmove. I wonder if it sold at auction. I can’t remember the price, I will check it when I do my monthly tracking of supply in a couple of weeks.
  22. There's no new trade this month as I had to spend July's money early to beef up my margins on June's BP long. This position is still underwater
  23. To my knowledge, reviews are carried out every 5 years (they take about 18 months to complete). The last review was in 2009. The next review will be in 2014. http://www.ofwat.gov.uk/pricereview/
  24. I'm currently 27.19% up on SVT I'm happy to hold on for the dividends regardless of share price (though that may change later in the year).
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