A straw man argument is an informal fallacy based on misrepresentation of an opponent's position.[1] To "attack a straw man" is to create the illusion of having refuted a proposition by substituting it with a superficially similar yet unequivalent proposition (the "straw man"), and refuting it, without ever having actually refuted the original position.[1][2]
I think this is a straw man:) I do admire the current system though. I'd like to make the claim that without fractional reserve banking there would be no space program. Crashing JP Morgan does most people no good.