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"The hugely positive revelation of ET presence has been transmuted into a military threat, to keep those running the war machine in power" Daniel Sheehan (05-19-05) The Eighth Paradigm: The Post Contact Worldview Published on Feb 10, 2015 Sheehan is doing some good work here: Guido Fox In a steady and quiet way, Dan Sheehan is showing us how integrity, honest, and bravery can be brought back to our corrupted planet

BO really believes his own forecasts. Unfortunately.... the market has a mind of its own The 7 Year Cycle & THREE DIGIT SILVER in 2016 -- Bo Polny

A classic turn in Gold shares may be in place ... and right on the Full Moon too ! HUI and GDX are making a nice turnaround from yesterday's TEST. Prior low in HUI was $146.005. Wed, close was $145.82 : Today so far, we have: $148.39 +2.57 Early this AM was a Full Moon, and a good time for a turnaround ====: Wed. Cls : Latest : +chg. : 11/05/14 L : close HUI - : 145.81 : 148.14 : +2.33 : 146.01 : 146.80 : GDX : $17.28 : $17.55 : +0.27 : $16.45 : $16.59 : Nugt : $07.48 : $07.79 : +0.31 : $09.51 : $09.80 : GLD : 111.98 : 111.58 : - 0.40 : 109.67 : 109.79 : UGL : $36.84 : $36.60 : - 0.24 : $35.69 : $36.02 : SLV :: $14.90 : $14.97 : +0.07 : $14.64 : $14.66 : I did buy some NUGT calls yesterday, and so this Turn, if that is what it is, could bring some profit GLD chart looks good for a Low here too. Gold shares often turn one day before ... All Data : 2-years Note: GLD/Gold: $111.58: -0.40 // while SLV/Silver: $14.97 : +0.07

Here's a good interview from Dec. 2014, that I seem to have missed here Dr. Richard Alan Miller - How To Use Your Mind Like Jedi Knight! - Part 1 Published on Dec 9, 2014 Welcome To Radio Arcadia! : http://arcadiaeconomics.com/radio-arc... Pt.2 :

US Stocks in Gold oz ... are looking exhausted

A Bigger Picture of Mind Control and music? At 14mins, they mention Jose Delgado, who had an office next to Dr Miller: The most famous example of the stimoceiver in action occurred at a Cordoba bull breeding ranch. Delgado stepped into the ring with a bull which had had a stimoceiver implanted within its brain. The bull charged Delgado, who pressed a remote control button which caused the bull to stop its charge. Always one for theatrics, he taped this stunt and it can be seen today.[5] The region of the brain Delgado stimulated when he pressed the hand-held transmitter was the caudate nucleus. This region was chosen to be stimulated because the caudate nucleus is involved in controlling voluntary movements.[2] Delgado claimed that the stimulus caused the bull to lose its aggressive instinct. Although the bull incident was widely mentioned in the popular media, Delgado believed that his experiment with a female chimpanzee named Paddy was more significant. Paddy was fitted with a stimoceiver linked to a computer that detected the brain signal called a spindle which was emitted by her part of the brain called the amygdala. When the spindle was recognized, the stimoceiver sent a signal to the central gray area of Paddy's brain, producing an 'aversive reaction'. In this case, the aversive reaction was an unpleasant or painful feeling. The result of the aversive reaction to the stimulus was a negative feedback to the brain.[2] Within hours her brain was producing fewer spindles as a result of the negative feedback.[6] As a result, Paddy became “quieter, less attentive and less motivated during behavioral testing”. Although Paddy's reaction was not exactly ideal, Delgado hypothesized that the method used on Paddy could be used on others to stop panic attacks, seizures, and other disorders controlled by certain signals within the brain / Recently, Jan Irvin has done a sort of Hit-piece interview with Dr Miller, about his ex-wife, Iona, with whom Jan had some unhappy interactions. / Dr. Richard Alan Miller exposes Iona Miller as CIA "spin writer" Published on Jun 17, 2015 Dr. Richard Alan Miller exposes ex-wife, Iona Miller as CIA "spin writer".

BENGALURU: After toiling on it for nearly half his life, 80-year-old Paramahamsa Tewari finally received validation for his space generator - a super high-efficiency machine that produces power from vacuum. A prototype of the machine tested by Kirloskar ElectricBSE 1.84 % exhibited 165% efficiency, said Murlidhar Rao, former director of Karnataka Power Corporation (KPCL), assisting Tewari.Through an agreement signed earlier, the Kirloskar group company can now enter into a contract w .. Read more at:http://economictimes.indiatimes.com/articleshow/46832793.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

Development Potential near ANGORA station / Schools, Library + KIPP West Philadelphia Preparatory Charter + John P. Turner Middle school + Free Library of Philadelphia, blanche nixon branch ======================== : orig,map : MEL Library Branch History Cobbs Creek was known as Karakung by the Lenni Lenape Indians and Mill Creek by Swedes in the late 1600's. It later became known as Cobbs Creek after an English settler. The neighborhood surrounding the Cobbs Creek Branch was part of land belonging to the Hoffman family since colonial days. The area became part of Blockley Township in the 1800's. A village called Angora centered around several mills on Cobbs Creek located at the current intersection of 60th Street and Baltimore Avenue. The woods surrounding the village were known as Sherwood Forest. In the 1910's, the mills and woods were torn down to make way for houses. Baltimore Avenue was used to transport food and supplies from the Schuylkill River wharfs to places west of the city. Around 1905, the Philadelphia Rapid Transit Company started subway surface routes using the electric streetcar on Baltimore Avenue. Trolleys still travel this route today. Subway surface routes, as well as the completion of the Market Elevated in 1907, spurred residential construction in the Cobbs Creek neighborhood. Funded by a grant from Andrew Carnegie, the Cobbs Creek Branch opened on December 30, 1925. The community contributed $10,000 toward a book fund. The building was renovated and refurbished in 1957. In 1990, the branch library was renamed the Blanche A. Nixon/Cobbs Creek Branch in honor of Blanche Nixon, a local resident, community activist and library volunteer. Mrs. Nixon spearheaded beautification projects at the branch, including its garden and exterior mural. The library was renovated in 1997 as part of the "Changing Lives" campaign, which refurbished branches and brought Internet service to every library. == == Angora station, on the MEL (Media/Elwyn Line) Plan : Angora / Baltimore corridor (Exec. Summary / Spring 2007) – The City of Philadelphia has designated a Redevelopment Area in the corridor, based on the combined efforts of the Philadelphia City Planning Commission (PCPC), councilwoman Jannie L. Blackwell’s office, and the SOCCA Community Development Corporation. The Angora Redevelopment Area is the block bounded by Baltimore Avenue/Hoffman Street/57th Street/Cobbs Creek Parkway. The City plans to acquire properties within the area to facilitate redevelopment for commercial and residential uses. . . . Philadelphia’s eastern portion, between 54th and 57th Streets, includes a concentration of small parcels with convenience retail on the first floor of attached, two-story buildings, with residential above. One shopping plaza exists, between 57th and Cobbs Creek Parkway, with fast food, grocery, auto services, and other retail uses, as well as a liquor store. A few restaurants, auto services, and other convenience goods and services businesses are located at the western end of the Philadelphia portion of the studyarea, between 60thand 61st Streets. . . . OPPORTUNITIES: • Can redevelop vacant and underutilized tracts with new uses; • Can make use of larger redevelopable sites to create new mixed-use complexes; • Can reinforce existing central business districts along the corridor; • Can take advantage of R-3 stations for Transit Oriented Development; • Can reinforce the ‘Main Street’ ambiance by orienting new buildings to streets and sidewalks and placing off-street parking behind buildings; • Can take advantage of historic sites and districts to promote new retail/eating and drinking/cultural venues and live-work settings; • Can encourage convenience retail focused on local residents’ needs; • Can have special services districts/multi-jurisdictional management entity along avenue; • Can have a “branding” identity for whole corridor and sub-areas; • Can have continuous transit service along whole corridor (no gaps, City to Springfield); . . . RESIDENTIAL DEVELOPMENT • The quality of the housing stock throughout the corridor is typically very good. Over the past decade new residential development generally skipped over the municipalities along the corridor, depressing housing values compared to surrounding areas, despite the quality. This combination of quality housing stock and low values makes the corridor more attractive to buyers and renters who are getting squeezed out of the housing market in neighborhoods like University City and Center City due to rising real estate prices . The Baltimore Avenue trade area already contains a high percentage of families with upscale lifestyles and consumption patterns... . . . The principal barrier to capitalizing on the latent demand and attracting new residents to the corridor is the lack of an available contemporary housing product that would be attractive to potential buyers and renters. Such products would include townhouses, condominiums, or flats that offer adequate space (1, 2-, and 3-bedroom units), contemporary design, and features such as high-end appliances and marble countertops, and sought-after amenities such as work-out rooms and common areas. The corridor could capitalize on its many assets to encourage new residential development. Among these is the corridor’s excellent mass transit infrastructure, including SEPTA’s R3 Regional Rail line, which provides a relatively short and inexpensive means of getting to work, particularly to jobs in University City and Center City. The availability of vacant sites of sufficient size to accommodate a reasonable density of residential units, especially sites that have been consolidated under a single owner, makes site assemblage easier and more attractive to incoming developers. Interviews with real estate professionals in the brokerage and development communities confirmed that the target market for the corridor would be young professionals and empty nesters. Both markets require places to live that offer green space, retail stores, and entertainment. The opportunity to combine residential use with commercial use (retail and entertainment) in a setting that also contains open space is the most feasible market recommendation for the corridor overall. RETAIL DEVELOPMENT The retail market analysis identified a demand for additional retail space in the corridor under existing conditions, even without the development of new residential units. While the retail inventory in the Baltimore Avenue trade area as a whole is performing well in terms of capturing consumer expenditures from trade area households, the corridor itself provides a limited selection of neighborhood retail stores and restaurants. Recent development trends in the corridor have been to build free-standing retail stores, such as supermarkets and drug stores, and interviews with real estate developers indicated that there is continued interest in this trend, with particular emphasis on the introduction of big box stores. However, the vision of the Baltimore Avenue corridor supported by current residents, as well as by the lifestyle characteristics of potential new residents, strongly suggest the need and demand for smaller neighborhood scale stores – spaces that could accommodate restaurants, specialty food stores, coffee houses, bookstores, neighborhood services, among others... . . . The recommended development programs for the six opportunity nodes along Baltimore Avenue would result in the addition of 1,990 to 2,550 residential units in the Primary Trade Area. As indicated below, each of the opportunity nodes would receive some residential development, including: • Angora: 400 to 450 units • Yeadon: 500 to 600 units • Upper Darby: 400 to 500 units • Lansdowne: 200 to 350 units • Clifton Heights East: 450 to 600 units • Clifton Heights Center: 40 to 50 units. > more : http://www.dvrpc.org/reports/07051A.pdf

BGC is better... Really? Perhaps not. Though some think so: ‘BGC safest place to invest,’ say experts Leechiu quipped: “Will Makati be emptied out? I don’t think so. Because even if you add all the office space under construction in the next five years, the total office space in Bonifacio will only amount to about 1.1 million square meters. Makati is 3 million sq m, so even if everybody wanted to leave Makati, there won’t be any space (anywhere else).” Lylah Fronda, JLL associate director for markets, said that “companies that have been to Ortigas and would want to upgrade in better CBDs would probably go to Makati, while companies in Makati will aspire for Bonifacio.” . . . Guevara added, “It will actually be interesting to see these different hotel brands compete head to head in BGC in the next few years. At the end of the day, hotel guests and luxury condo investors will benefit from the presence of these hotel giants as they get a taste of world-class hospitality in a bustling, dynamic new city center.” Soriano said that aside from The Ascott Group of Singapore (the hotel group behind the former Oakwood Premier Hotel located at the Ayala Center, Makati), the Shimao Group, a developer owned by China’s fifth-richest man, Xu Rongmao, will put up a hotel at BGC. Read more: http://business.inquirer.net/111407/bgc-safest-place-to-invest-say-experts#ixzz3eVXmP82I Those who promote buying flats in BGC may not have considered that Makati is still bigger and better (ie has more high-paying jobs), and BGC has a huge amount of incoming supply of condos. Developers have diverse strategies ALI is building Alviera, in Porac, Pampanga, which is envisioned to be another premier township. Alviera is a 1,100-hectare large-scale master- planned development that is being positioned as the premier business and leisure hub in Central Luzon. The group is likewise increasing its residential developments catering to all segments of the market, including socialized housing; and boosting its office, shopping center and hotel portfolio. The SM Group will build “micro cities” around its shopping malls by developing apartments, offices and hotels. Fifteen of the over 50 shopping malls are on land large enough for high-density and mixed-used developments. The biggest bet is on the planned Manila Bay reclamation of 600 hectares. The group is pouring Php 100 billion into the master-planned, integrated and mixed-use project Megaworld will launch five new townships: two in Luzon, two in the Visayas and one in Mindanao, with a total land area of around 400 hectares. This will bring Megaworld Groups’s total township land area to 3,100 hectares by year-end. Building mixed use developments and townships has proven to be profitable for developers. Based on the April release of the Bloomberg Asia Pacific Real Estate Index, SM Prime gained 37% over the last year, Megaworld grew by 30%, and Ayala Land increased by 29 percent. The other top developers have been busy as well. Robinsons Land Group acquired the 18.5- hectare property along Ortigas Avenue extension, where it would build a major township. In addition, it is expanding its residential, office, hotel and mall portfolios nationwide. The Greenfield/Unilab Group announced that it will develop the 12.8 hectare EDSA Central complex into a mixed use community as well. Vista Land and Puregold have been expanding their commercial retail investments. Some major players have expanded into other sectors such as transportation and toll ways. DMCI, Filinvest, Metrobank/Federal Land Groups have been investing in the power sector. > more: http://manilastandardtoday.com/mobile/2015/06/19/ph-property-players-stay-ahead-of-curve

Comments from the local press: University City Review, June 24, 2015 (The developer) "exploited the new category of conditional zoning... spot zoning" - Mary Mettigan "The scale of development is very exciting, because it signals that our community is healthy, attractive, and growing with the rest of Philadelphia. The additional neighbors will spur local businesses and send a signal that the Baltimore Avenue corridor is primed for progressive activity. Our secret that West Philly is a great place to live and work is getting out." - a real estate professional "The building will provide an attractive urban edge to leafy Clark Park... will prove more attractive than the weedy empty lot that is there now.... It will provide more customers for Baltimore Avenue's continually growing and evolving retail and residential community." "I am looking forward to the new retail stores along Baltimore, and hope they will be able to provide some sort of restroom for Clark Park." "Parking may be an issue, but on the other hand the fitness center ... (could) be a real plus for the neighborhood..." "Friends of Clark Park did a lot to make this possible."

4224 Baltimore development - a possible game-changer? 17,288sf retail / 120,601 residential : 132 units / West: 5 stories - East: 8 stories Located at the corner of 43rd Street and Baltimore Avenue in West Philadelphia, 4224 Baltimore Avenue could be a neighborhood focused real estate development project that, planned and designed properly, will add much to the thriving, diverse, and urban character of the Spruce Hill neighborhood. Clarkmore Group LLC, owner of the property has obtained a conditional zoning permit for the site After a month of deliberations, the Zoning board has just voted by a narrow 3-2 IN FAVOR of U3 Venture's plan for 4224 Baltimore Avenue. There were some major amendments in this plan, which now allow a taller building than many in the immediate neighborhood. The quality of the design, and the careful way the amendments were presented allowed this new higher density plan to be approved. + The property is situated on 1.1 acres of Land, and will allow the building of a mixed use project with: 132 residences, a gym, and 1700 sf of commercial space on the ground floor + A building of 38 ft height would have been permitted with no change, and that would have meant 92 flats + The approved plan allows 78 1/2 feet - which is slightly more than twice as high U3 started to make public presentations of its plan back in 2013 > PLAN : http://4224baltimore.com/ Comments from the Forum: May 28, 2013 at 6:59 pm #313 markwagenveld / Participant It would be hard to find a vacant site better suited for Center City office workers than this site. Residents would be within a short distance of two trolley lines and could commute for less than $4 a day, arriving at City Hall in about 15 minutes. So would it not make good marketing sense to orient this development toward younger professionals working either in Center City or at the universities and the hospitals? Units for longer-term graduate students and for seniors who want to stay in the neighborhood would also be a possibility. It would be great to work a car-share site into the plans. That would help keep down the number or parking places needed. May 30, 2013 at 9:31 pm #318 Mary McGettigan / Participant Not just young professionals, but families too would find living at 43rd and Baltimore a congenial location. My dad, a lawyer who worked in Center City, hated the sound of lawnmowers and didn’t like driving much better. So, he resisted the post-war flight to the suburbs, raised us in the neighborhood he grew up in, and took the trolley to work every day for over thirty years. I believe he considered that a very civilized way to live and would think it smart to buy a home on the park and with the option of the 13 or the 34! > http://4224baltimore.com/?topic=transit-commute-to-center-city CONNECTION ? Same Building ? interesting to see that the 2035 plan for Uv/Southwest had said this about an opportunity: 43rd & Baltimore: could be developed into a nontraditional TOD site . The site would serve the growing population in this neighborhood as well as riders on the route 13 and 34 trolley lines. Depending on its state of repair, a development might consider incorporating the Health Center into the project to create a larger, 1.6-acre lot. A large, mixed use building with a grocery store on ground floor would be desirable at this location > source: http://phila2035.org/wp-content/uploads/2012/10/USW_ExistingConditionsMemos_10.17.12.pdf

Jun 25, 2015 The Baltimore Avenue Dollar Stroll, presented in association with the Baltimore Avenue Business Association (BABA), ...returns for two nights on Thursday, June 25th and Thursday, September 24th from 5:30 to 8:30pm. During this unique event, University City’s Baltimore Avenue between 43rd and 51st Street showcases its charm and businesses with $1 bargains from neighborhood favorites, ranging from bites from signature restaurants to pet supplies to theater tickets. - See more at: http://www.universitycity.org/calendar-events?date=2015/06/25#sthash.2KWnpfvy.dpuf > http://www.universitycity.org/calendar-events?date=2015/06/25 Existing Land Use The predominant land use along Baltimore Avenue is mixed commercial and residential with a significant number of vacant lots. In the surrounding area, single family attached and some multi-family residential are common land uses. The area’s industrial properties exist south of Baltimore Avenue and along the Septa right of way. A non-profit health center, various houses of worship, and other community institutions located on Baltimore Avenue between 50th and 51st Streets, provide services to the surrounding neighborhood. In addition, the area includes a number of large vacant lots and structures that provide a unique challenge for redevelopment based on their current zoning. The 34 trolley and 52 bus run through the study area and operate on Baltimore Avenue and 52nd Street, respectively. Proposed Land Use In order to increase commercial activity along Baltimore Avenue, mixed-use development will be encouraged and reinforced by the corridor’s current zoning. Improvements to the streetscape of Baltimore Avenue, especially around the 52nd Street intersection, are necessary to enhance the safety and accessibility of the two transit stops located there. Redevelopment of large legacy industrial structures to low-income or senior housing would be appropriate given that the local population is aging in place. Full realization of this plan does not inherently require the relocation of residents and businesses. In addition, redevelopment would only occur for parcels that fit the strict and revised state requirements for blight certified properties == > http://www.phila.gov/CityPlanning/plans/Blight%20and%20Redevelopment%20Reports/51standBaltimoreRedevPlan%20-%20FinalAccepted.pdf

Pyramid Seen On Mars Is Proof Of Extra-Terrestrial Life, UFO Fans Claim Conspiracy theorists point to the rock's 'near perfect design' Rob Waugh – Tue, Jun 23, 2015 Share 378 Pyramid (NASA) A pyramid seen on the surface of Mars is conclusive proof that aliens live on the Red Planet, UFO fans claim. The buiding (or rock) was seen in NASA footage from the surface, and has been seized on as evidence that there is a secret civilisation on Mars. Many UFO fans believe that NASA has been covering up life on Mars for decades - with some even believing that Man landed safely there in 1968 and that we have been living there ever since. The strange formation was shown off in a YouTube show ‘Paranormal Crucible’. The presenters claim that the rock’s ‘near perfect design and shape’ mean it must be ‘the result of intelligent design and certainly not a trick of light and shadow.’ == > MORE : https://uk.news.yahoo.com/pyramid-seen-on-mars-is-proof-of-extra-terrestrial-life--ufo-fans-claim-080105891.html#wfCTTA8

Philly Living appeals to a growing number of retirees Posted by Sandy Smith on Friday, June 12th, 2015 at 7:05pm. Retirement community of tomorrow? Quite possibly. Condo projects like Carl Dranoff's One Riverside, shown here in an earlier architect's rendering, appeal strongly to Baby Boomer suburbanites who have left the working life and are ready to retire to someplace a little more interesting and walkable. "In the past 12 months, I've seen a large influx of this type of activity," she said. Archdekin attributes the rise in retirees moving back to Center City to two factors, one having to do with the inherent advantages of city living and the other having to do with market conditions. The inherent advantage is access to amenities that support an active lifestyle in retirement. "Retirees want to be in the city because it's walkable," she said. "They want to ditch their cars and change their lifestyle from a suburban one to that of the city dweller," who enjoys entertainment, dining and shopping options, including shopping for everyday needs, close at hand without having to drive everywhere. The market-driven factor is an improvement in the overall climate for sellers. "In the recent past, people couldn't sell their homes and buy retirement homes in town because they didn't have enough equity," Archdekin said. Now that home prices have rebounded past pre-market collapse levels, more retirees find they can either sell their homes quickly or borrow against their built-up equity, buy the in-town retirement pad of their dreams, and wait until they're ready to sell their old home. In both cases, what this means is that many retirees are paying cash for their downsized dream homes. "About two-thirds of my buyers are paying cash," she said. "Either they don't have to sell their old property first or they take out a home equity line of credit on it and hold onto it until they're ready to sell." Other buyers are choosing their future retirement homes before they're ready to move in and putting them to work in the meantime. "Another thing some buyers are doing is, even if they're not yet ready to move in, they buy and put in a renter for one to five years because prices are going up and they want to buy for value," she said. "Then, when they're ready, they move." This is good news for Philadelphia and for developers of smaller condominium units who worry that not enough Millennials can afford their product. == > http://www.phillyliving.com/blog/philly-living-appeals-to-a-growing-number-of-retirees.html

For property owners, PHA's eminent domain could be an imminent loss SHARSWOOD : This is part one of a developing story about eminent domain in Philadelphia. By Max Marin June 16, 2015 The Philadelphia Housing Authority (PHA) will be sending out purchase offers to hundreds of property owners in Sharswood, but for those who don’t want to sell, the recourse options are slim. In January, City Council President Darrell Clarke approved a jaw-dropping 1,330 properties for the housing authority to seize through eminent domain. This is phase one of a of a 10-year, $500 million plan to redevelop a blighted pocket of North Philadelphia known as Sharswood, located just north of Girard College and south of Cecil B. Moore Ave. On Thursday, City Council will have its final hearing on the bill. If they give the go ahead, PHA would be slated to seize most of a five-block by six-block neighborhood. The 1,200 housing units they’ve proposed to build would more than double Blumberg’s current capacity. About two-thirds of these homes will be subsidized affordable housing, with a majority rentership population. Of the 1,330 properties under eminent domain, 497 are already owned by the city. 833 are privately owned, and 73 of these are occupied residences. PHA has subcontracted the Philadelphia Redevelopment Authority (RDA) to assist them in eminent domain. Who are the private property owners? Three of lifelong Sharswood resident Mike Scott’s properties made the long eminent domain list. Two of them are rowhomes, one a vacant but well maintained lot. Scott has been aware of the redevelopment plans, and he realizes the potential of the neighborhood. If you know the shortcuts, he says, you’re just a hop and a skip from Fairmount Park, and just 20 minutes to museum attractions on the parkway. He’s no sucker when it comes to the value of his land. “I welcome change. It’s cool for the neighborhood,” Scott said. “But make me an offer I can’t refuse. A lot of these properties I bought as investments so my daughter wouldn’t have to worry about a meal being on the table.” To Scott, a fair offer could be anywhere from $40,000 to $80,000 per property. If PHA’s first offers are low, he’s prepared to turn them down... == > more: http://aldianews.com/articles/politics/housing/property-owners-phas-eminent-domain-could-be-imminent-loss/39378 Hmm. Is he/she entitled to an outsized profit because the: "... properties (were)I bought as investments so my daughter wouldn’t have to worry about a meal being on the table..."

Here's a long term chart on GLD ... All Data : 2-years The 500wk MA may prove to be important GLD /Gold is stuck between the 100 wk MA ($120) and 500 wk MA ($110)

Ancient Aliens On Mars II Mike Bara

HK Housing cycle seen peaking next year - SCMP, pg. B8 Current run began in 2003 and will top out in 2016 amid rate rises, says analyst + If history is any guide, home prices will peak next year + We are approaching the peak, as we enter the 12th year of the surge, says Raymond Ngai, at BofA-Merrill Lynch. BofA expects two rate increases this year, and four next year + HK Investment properties generate a 2.7 percent yield, versus mortage rates of 2 percent. If rates rise more than 60 bp, it will effect the investment yields + This year, prices could rise by a further 10 percent, before peaking, thanks to low rates, and limited supply

Here's a specialty area: Warren Buffett, the nation’s second-richest man with a $72bn fortune, owns the biggest mobile home manufacturer in the US, Clayton Homes, and the two biggest mobile home lenders, 21st Mortgage Corporation and Vanderbilt Mortgage and Finance Company. Buffett’s trailer park investments will feature heavily at his annual meeting this weekend, which will be attended by more than 40,000 shareholders in Omaha. Such success is prompting ordinary people with little or no experience to try to follow in their footsteps. ‘Don’t make fun of the residents’ Frank Rolfe, who runs a weekend tour with his Mobile Home University showing ordinary Americans how they can follow him and make big profits from trailer parks, warns his students not to be disparaging about trailer park tenants. Photograph: Mae Ryan/the Guardian On a bright Saturday morning, under the Floridian sun, Frank Rolfe, the multimillionaire co-founder of Mobile Home University who is the nation’s 10th-biggest trailer park owner, conducts a tour of parks around Orlando, Florida. A busload of hopefuls, ranging in age from early 20s to late 70s, hangs on his every word. Advertisement As the tour approaches its first stop, Rolfe repeats a warning which earlier flashed on to a screen in a conference room of the Orlando airport Hyatt hotel: “When we are on the property, don’t make fun of the residents, or say things that can get us in trouble or offend anyone. I once had a bank come to a mobile home park and say in front of my manager, ‘Only a white trash idiot would live in a trailer.’” == > more: http://www.theguardian.com/lifeandstyle/2015/may/03/owning-trailer-parks-mobile-home-university-investment?utm_source=nextdraft&utm_medium=email

Our Philly Living Q1 2015 Market Report for the hottest neighborhoods in Philadelphia Click on the image above or click here to download the PDF report. Latest From Our Blog... Jun12 Philly Living appeals to a growing number of retirees Retirement community of tomorrow? Quite possibly. Condo projects like Carl Dranoff's One Riverside, shown here in an earlier arch... Read More Jun11 Restaurant news: Rosa's offers more ways to pay it forward In the beginning, customers who bought slices for the homeless left sticky notes to let them know a slice was waiting for them. R... Read More Jun5 Phabulous Philly Home of the Week: 1642 Waverly Street A delightful home in Rittenhouse Square you need to see! Tucked away on a picturesque, tree-lined street, enter this home a... Read More

SOUTH District / Status : In Progress ====== > source: http://phila2035.org/home-page/district/south/south-map-photo-gallery/ The adopted South District Plan is available to read here. The Planning Commission officially adopted the South District Plan on June 09, 2015. The South District planning process has officially begun as of September 2014. Our first public meeting was held on December 4th at 6pm... Housing Units : South District 2000-2010 Year- : # Units : Percent Occupied 2000 : 59,679 : x 87% = 51,920 2010 : 60,156 : x 89% = 53,530 : +1,610 ============== > presentation : http://phila2035.org/wp-content/uploads/2014/12/1st-Public-Meeting-presentation_-Dec04.pdf . . . The South District is commonly known as South Philadelphia. Some of the historic smaller neighborhoods contained within South Philadelphia include Grays Ferry, Whitman, East Passyunk, Pennsport, and Point Breeze. Key Issues: South District is one of the oldest districts in the city of Philadelphia. From its original settlement by the Leni Lenape Indians to subsequent waves of immigrants, the South District is now home to diverse clusters of neighborhoods and people. Primarily residential in character, South Philadelphia is also host to many of the trendiest places in the city to dine and shop. The district is well served by transit and its narrow one-way streets are quaint and walkable in scale. Issues in the district include increasing development pressure, a lack of available land for open space and other desirable amenities, and challenges that accompany rapidly changing populations. With its wealth of infrastructure and convenient location, South Philadelphia is well poised for its future as a dynamic and thriving urban district. == > http://phila2035.org/home-page/district/south/

UPDATED The Chart, and added some Price Data Philadelphia PA Price Trend ... update Qtr / Year : Ave.Price : /SqFt : =sqft. : Dec. 2010 : $125,000 : $115/sf : 1,087 : Dec. 2011 : $139,000 : $129/sf : 1,078 : Dec. 2012 : $140,000 : $130/sf : 1,066 : Dec. 2013 : $141,000 : $130/sf : 1,085 : Q1 - 2014 : $142,000 : $131/sf : 1,084 : Q2 - 2014 : $144,000 : $142/sf : 1,014 : Q3 - 2014 : $155,000 : $144/sf : 1,083 : Q4 - 2014 : $139,000 : $128/sf : 1,081 : Q1 - 2015 : $130,000 : $125/sf : 1,040 : Q2 - 2015 : $135,000 : $136/sf : 0,993 : ========== Tulia is the main source : http://www.trulia.co.../market-trends/ Summary for PhiladelphiaThe median sales price for homes in Philadelphia PA for Mar 15 to Jun 15 was $135,000. This represents an increase of 3.8%, or $5,000, compared to the prior quarter and a decrease of 6.2% compared to the prior year. Sales prices have depreciated 6.3% over the last 5 years in Philadelphia. The average listing price for Philadelphia homes for sale on Trulia was $272,478 for the week ending Jun 03, which represents an increase of 7%, or $17,764, compared to the prior week and an increase of 7.3%, or $18,633, compared to the week ending May 13. Average price per square foot for Philadelphia PA was $136, a decrease of 4.2% compared to the same period last year. Popular neighborhoods in Philadelphia include Northern Liberties/ Fishtown, Fairmount/Art Museum, Bella Vista/ Southwark, Northeast Philadelphia, Manayunk, and Queen Village/ Pennsport.

MACAU SLUMP SEEN OFFERING BUYING OPPORTUNITIES, Scmp, P-1 The reason given for the slump?: We are "in the middle of the sharpest fall in Macau's economy as gaming revenue sinks..." A small developer run by Philip Pang is said to be ready to invest $1 billion in Macau properties. "It was too expensive to buy anything in the last two year," he said. And he is now expecting Land prices to "return to a realistic level" before long. Macau's numbers are not positive: + Macau GDP slid 24.5% in Q1 (compared with a year earlier?) + Average home prices for uncompleted flats plunged 17.3 percent, Q-on-Q for the Jan-Mar. period to 121,240 patacas per Sq M. (/ 10.73 = HKD 11,300 psf) + The Macau govt rolled out cooling measures in April 2011

DUMPING the Parking requirement ... is allowing Philly to grow again Philadelphia’s New Housing Boom – How Far Will It Go? December 26, 2014 Philly began to lose population in the 1950s and reached a nadir in 2006. That year the tide turned. The US Census estimates the city added a net 64,000 residents from then until July 2013. Gary Jastrzab, executive director of the Philadelphia City Planning Commission, says new construction alone from 2008 through 2014 could translate to 37,000 new inhabitants. (Older houses are also being bought, renovated and reinhabited.) Overall, Philadelphia built 2,141 residential units in 2008, the last year before the crash wiped out financing. The Great Recession depressed starts for several years. But 2013 set a modern record at 3,468 units and 2014 will break 4,000. One possible explanation is zoning-code reform. By 2007, Philadelphia’s code had acquired 40 years of time-and-money-eating quirks that had brought development to a standstill, despite acres of abandoned land. Years of study and lobbying got the voters to approve a charter change that went into effect in August 2012. Afterwards, construction permits jumped. Councilman Kenyatta Johnson’s 2nd Dist. has been an epicenter of new construction. Johnson cited a 2013 report by Mayor Michael Nutter, stating, “The code has made some progress in simplifying the zoning and development-approval process. The report found that the code is now more straightforward, which makes development more predictable. The report also found that during the first year under the new code there was an 11% increase in by-right permit approvals and a reduction in the number of zoning variances.” Developers don’t like to deal with zoning variances; they’re an added cost, an extra risk. A key change in zoning reform was to eliminate required parking spaces for many residential classifications. Parking is expensive and when it is mandated, it forces inner-city neighborhoods which are convenient to public transit to develop as if they are outer suburbs where everyone needs a carport. “This one change made possible many new projects that the old zoning code had discouraged,” said Tom Lussenhop, principal at U3 Ventures, a reputable firm that specializes in market-rate University City development. But raw market forces are driving most of this housing explosion. BUILDING INDUSTRY ASS’N President Anne Fadullon says changing lifestyles are major factor in urban housing boom. “The market came back, financing came back. Philadelphia is coming back quickly,” said developer Anne Fadullon, president of the Building Industry Association. The boom began in Center City, she noted, “but now what you see is pressure on Center City where it has expanded. We are seeing areas develop at a pace that is surprising.” . . . Hot neighborhoods are walkable. Residents may own cars but they like to stroll to work, do their shopping and have their fun. So low-scale commercial and residential development tends to run hand in hand, feeding each other. Convenience to schools and medical facilities is a sine qua non. If your neighborhood can’t offer them, you probably can’t develop it for today’s market. That leaves most Philly ZIP codes outside the current growth zone – but a few might take advantage of local eds and meds that are perhaps under-recognized. Market-rate housing dominates today’s development. It ranges from $450,000 in favored areas like Northern Liberties to $300,000-350,000 as a rule, with some developers “trying creatively to make $200,000-300,000 work,” according to Fadullon. Normally one would expect a family income of $100,000 to make a $300,000 new home work. But Feibush says low interest rates, creative financing and bargain-neighborhood shopping are creating market opportunities for middle-income buyers in Philadelphia. “Most homeowners I sell to are making $55,000 a year. They pay very little down. They are recent grads in their late 20s, looking to start families,” he said. Some of these buyers would qualify for “workforce housing” – the new name for homes middle-income families can live in, but cannot pay for the full construction costs of. Largely because of land prices, it costs $200,000 to build a bare-bones home in Philadelphia. Creative public subsidies and tax breaks can sustain middle-class construction for families earning up to $75,000 a year – not rich but not poor. . . . Workforce housing is a different target for Clarke. Again he is seeking to leverage city-owned land by giving it away cheaply to developers who will build middle-income housing – suitable for families of four earning up to $90,000 a year – in neighborhoods that are heating up. “The only equity investment the City puts in is vacant land that heretofore nobody was interested in developing,” he explained. “It was sitting around for years and years, costing us money to maintain it.” Clarke unveiled his program to promote affordable and workforce housing in hot inner-city neighborhoods earlier this year. He has gotten more than 30 responders offering RFPs so far. This approach has its critics. Feibush argues that by hoarding city-owned land for subsidized housing projects which are hard to fund, the City is limiting supply and driving up prices in the market-rate development that is obviously working – particularly for middle-income “workforce” buyers, making their dream homes less attainable, not more. Philadelphia should concentrate on what is easy to buy, build and sell, he says. . . . Overall, new construction is handsomely outpacing decline and decay for a change in Philadelphia. But some parts of town are starting to hit the “100-year window” when working-class housing starts to age poorly and pose economic hardships on its owners. In places like the Lower Northeast, abandonment and blight are beginning to take off and no market-rate developers are moving to replace lost housing there. Areas like this may be destined to lose housing and population for some time. == > more: http://www.phillyrecord.com/2014/12/philadelphias-new-housing-boom-how-far-will-it-go/

Coast To Coast AM - June 15, 2015 Mars: Extinctions & Evolution https://www.youtube.com/watch?v=NNsk2cPB7UQ